PNB Signs MoU with C-DOT to Boost Digital Banking
PNB and C-DOT join hands to strengthen IT systems and speed up digital banking services in India.

New Delhi | 12 September 2025 : Punjab National Bank (PNB), one of India’s top public sector banks, has signed a Memorandum of Understanding (MoU) with the Centre for Development of Telematics (C-DOT). The aim is to improve PNB’s IT strength and speed up its digital growth. PNB signs MoU with C-DOT to build safer and faster banking systems.
Driving Digital Transformation
The deal will help PNB improve its IT base and offer better digital services. C-DOT, a Government of India R&D body, will provide secure and easy-to-scale solutions. These solutions are designed to fit the needs of the banking sector.
This step also supports the Government’s Digital India mission and the vision of Atmanirbhar Bharat.
Key Features of the MoU
- Full support from C-DOT for design, set-up, and upkeep.
- Solutions in switching, routing, wireless tech, cybersecurity, software, and quantum communication.
- Strong focus on safe systems, smooth services, and customer comfort.
Through this move, PNB signs MoU with C-DOT to not just improve IT but also bring lasting digital change.
Voices from Leaders
Shri Manish Agrawal, GM-IT, PNB, said the deal will speed up modern services and improve customer points of contact. He added that it will create a safe and smooth banking experience across India.
Dr. Rajkumar Upadhyay, CEO of C-DOT, said the step is key for Atmanirbhar Bharat. He noted that the partnership will provide secure and fair financial services for citizens and show a strong push for growth and trust.
Benefits for Customers
With this deal, PNB can adopt new tech faster. Customers will get quicker and more trusted digital banking services. At the same time, the bank’s work will remain safe and follow all rules.
This move will also build trust in India’s tech-based financial sector and expand digital banking to more people.
The MoU between PNB and C-DOT is a milestone in India’s banking sector. It brings together finance and technology to create strong, safe, and smart services.
PNB signs MoU with C-DOT to upgrade its IT systems and deliver modern digital banking for millions of customers.
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