Home Credit India Enters Loan Against Property Market, Names Neeraj Jain as Head
Home Credit India expands into secured lending with a new Loan Against Property offering, appointing Neeraj Jain to lead the business.
New Delhi | 7, August 2025 : Home Credit India, a top consumer finance company, is all set to enter the Loan Against Property (LAP) market. The company wants to grow by adding more loan options for its customers.
To lead this new business, it has named Neeraj Jain as the Head of Loan Against Property. This marks a big step in Home Credit India’s plan to offer more secured loan products.
Neeraj Jain to Lead the New Business
Neeraj Jain brings over 22 years of experience in the finance sector. He has worked with many top financial companies. His strong background in secured loans, customer service, and operations will help the company grow this new business.
“I’m happy to lead this new journey,” said Neeraj. “Home Credit India has a wide network and a strong name. We will offer simple and safe LAP services to help customers reach their goals.”
CEO Says LAP Business is a Natural Next Step
Vivek Singh, the CEO of Home Credit India, shared his thoughts on the move:
“Launching the Loan Against Property business helps us serve more people. It fits well with our growth plan. Neeraj’s skills and experience will be key as we build this vertical.”
What Customers Can Expect
The company plans to offer easy and clear LAP solutions. These loans will help people and small business owners use the value of their property to get money for:
- Business growth
- Education
- Home repairs
- Other personal needs
The service will use the latest technology to make the process faster and smoother.
Staying True to Financial Inclusion
Home Credit India wants to help people who need money but may not have a long credit history. With its Loan Against Property offering, the company will:
- Follow clear and fair rules
- Use smart tech tools
- Keep the process simple
- Help customers even in small towns
About Neeraj Jain
Neeraj is from Delhi and has a post-graduate diploma in management from BIMM, Pune. He is known for putting customers first and building strong teams.
“I believe we can create a loan service that people trust,” he said. “We want our customers to feel safe and happy using our LAP services.”
Looking Ahead
Home Credit India is getting ready to launch its LAP product soon. With Neeraj in charge, the company plans to become a trusted name in the Loan Against Property space.
Also Read : Union Bank of India Hosts Financial Inclusion Camp in Meerut
